:root {
  --ozon-blue: #005bff;
  --ozon-blue-hover: #0047cc;
  --navy: #001a34;
  --navy-2: #062445;
  --text: #0f1b2d;
  --muted: #5b6b80;
  --bg: #f4f7fb;
  --white: #ffffff;
  --green: #10c44c;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: Inter, system-ui, -apple-system, Segoe UI, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.5;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
}

.header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(0, 26, 52, 0.92);
  backdrop-filter: blur(10px);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 64px;
}

.logo {
  color: var(--white);
  font-weight: 800;
  font-size: 20px;
  letter-spacing: -0.03em;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--ozon-blue);
  color: var(--white);
  font-weight: 700;
  border-radius: 14px;
  transition: background 0.2s ease, transform 0.2s ease;
}

.btn:hover {
  background: var(--ozon-blue-hover);
  transform: translateY(-1px);
}

.btn--sm {
  height: 40px;
  padding: 0 16px;
  font-size: 14px;
}

.btn--lg {
  min-height: 56px;
  padding: 0 28px;
  font-size: 17px;
  box-shadow: 0 10px 24px rgba(0, 91, 255, 0.28);
}

.banner {
  background: linear-gradient(180deg, #001a34 0%, #005bff 100%);
  padding: 20px 0 8px;
}

.banner__link {
  display: block;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 16px 40px rgba(0, 26, 52, 0.28);
}

.banner__link img {
  display: block;
  width: 100%;
  height: auto;
}

.hero {
  background:
    radial-gradient(circle at 85% 20%, rgba(0, 91, 255, 0.35), transparent 40%),
    linear-gradient(180deg, var(--navy) 0%, var(--navy-2) 100%);
  color: var(--white);
  padding: 56px 0 72px;
}

.hero__grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: center;
}

.badge {
  display: inline-block;
  background: rgba(16, 196, 76, 0.16);
  color: #8dffb2;
  border: 1px solid rgba(16, 196, 76, 0.35);
  border-radius: 999px;
  padding: 6px 12px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 16px;
}

h1 {
  font-size: clamp(32px, 5vw, 52px);
  line-height: 1.1;
  letter-spacing: -0.04em;
  margin-bottom: 16px;
}

h1 span {
  color: #7eb3ff;
}

.hero__lead {
  font-size: 18px;
  color: #c9d7ea;
  max-width: 540px;
  margin-bottom: 20px;
}

.hero__points {
  list-style: none;
  margin-bottom: 28px;
}

.hero__points li {
  position: relative;
  padding-left: 22px;
  margin-bottom: 8px;
  color: #e7eef8;
}

.hero__points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 9px;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--green);
}

.hero__note {
  margin-top: 12px;
  font-size: 13px;
  color: #8ea0b8;
}

.hero__visual {
  display: flex;
  justify-content: center;
}

.card-visual {
  width: min(380px, 100%);
  aspect-ratio: 1.58;
  border-radius: 22px;
  padding: 24px;
  background:
    linear-gradient(135deg, #0a3dff 0%, #005bff 45%, #1a8cff 100%);
  box-shadow: 0 24px 60px rgba(0, 40, 120, 0.45);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.card-visual__top,
.card-visual__bottom {
  display: flex;
  justify-content: space-between;
  font-weight: 700;
}

.card-visual__chip {
  width: 46px;
  height: 34px;
  border-radius: 8px;
  background: linear-gradient(135deg, #f6d365, #fda085);
}

.card-visual__num {
  letter-spacing: 0.18em;
  font-size: 18px;
  font-weight: 600;
}

.benefits,
.steps,
.terms {
  padding: 72px 0;
}

h2 {
  font-size: 32px;
  letter-spacing: -0.03em;
  margin-bottom: 28px;
}

.cards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.info-card {
  background: var(--white);
  border-radius: 20px;
  padding: 22px;
  box-shadow: 0 8px 24px rgba(15, 27, 45, 0.06);
}

.info-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 64px;
  height: 40px;
  padding: 0 10px;
  border-radius: 12px;
  background: #e8f0ff;
  color: var(--ozon-blue);
  font-weight: 800;
  margin-bottom: 14px;
}

.info-card h3,
.steps h3 {
  font-size: 18px;
  margin-bottom: 8px;
}

.info-card p,
.steps p,
.grace p {
  color: var(--muted);
}

.grace {
  padding: 0 0 24px;
}

.grace__box {
  background: var(--navy);
  color: var(--white);
  border-radius: 28px;
  padding: 40px;
}

.grace__box h2 {
  margin-bottom: 24px;
}

.grace__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.grace__num {
  font-size: 64px;
  font-weight: 800;
  line-height: 1;
  color: #7eb3ff;
}

.grace__label {
  font-size: 20px;
  font-weight: 700;
  margin: 8px 0 6px;
  color: var(--white);
}

.steps__list {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 32px;
}

.steps__list li {
  background: var(--white);
  border-radius: 20px;
  padding: 22px;
  display: flex;
  gap: 14px;
}

.steps__list span {
  flex: 0 0 40px;
  height: 40px;
  border-radius: 12px;
  background: var(--ozon-blue);
  color: var(--white);
  display: grid;
  place-items: center;
  font-weight: 800;
}

.center {
  text-align: center;
}

.terms__list {
  background: var(--white);
  border-radius: 20px;
  padding: 8px 28px;
}

.terms__list li {
  list-style: none;
  padding: 16px 0;
  border-bottom: 1px solid #eef2f7;
  color: var(--muted);
}

.terms__list li:last-child {
  border-bottom: none;
}

.terms__list strong {
  color: var(--text);
}

.footer {
  background: var(--navy);
  color: #8ea0b8;
  padding: 28px 0 40px;
  font-size: 13px;
}

.footer p + p {
  margin-top: 10px;
}

@media (max-width: 900px) {
  .hero__grid,
  .cards,
  .grace__grid,
  .steps__list {
    grid-template-columns: 1fr;
  }

  .banner {
    padding: 12px 0 0;
  }

  .banner__link {
    border-radius: 14px;
  }

  .hero {
    padding: 36px 0 48px;
  }

  .benefits,
  .steps,
  .terms {
    padding: 48px 0;
  }

  .grace__box {
    padding: 28px 22px;
  }
}